Insurance can be a complex concern with constantly changing rules. Our billing department is available to help answer some of your questions. Please feel free call us at (973) 759-3936.
All of our doctors participate in Medicare, and we do accept CareCredit financing options. The following are the current insurance providers we do accept:
- Clover PPO
- Horizon BC/BS
- United Community Plan (Dr. Sturt only)
- United Healthcare
Please give us a call if you do not see your insurance listed and we can review other options with you.
Throughout the years, billing for medical procedures has, unfortunately, become more and more complicated. Restrictions on access to physicians has seen many forms — the most recent being the dreaded “referral.” Many health insurance companies have attempted to contain expenditures by adding an additional “step” to the process of seeking specialty care — that is, requiring patients to receive a written referral from their Primary Care Physician (PCP). The Cardiovascular Care Group currently participates in several insurance programs and is obligated to follow the rules when it comes to our patients and their health insurance programs. We do not make the rules — we simply abide by those that the insurance company has set forth for proper care of our patients and their specific plans.
Therefore, if the insurer requires a referral, we are legally obliged to have that referral at the time service is provided. The physicians at TCVCG fully understand the inconvenience that this may cause to you, the patient, and the Primary Care Physician; however, there is little that we can do to alter the rules agreed to between you and your insurance company.
Rest assured that our billing staff is very knowledgeable and willing to assist you in any way we can! Our billing staff is quite qualified and capable as they act on your behalf to insure that you receive the benefits to which you are entitled!